June 11, 2026, EDITION

Inventory continues to run above last year’s levels, giving buyers more choices as the summer market gets underway. New listings have also increased compared to a year ago, creating additional opportunities for buyers who may have struggled with limited options in recent years.

Sellers are continuing to price homes more competitively from the start. Asking prices have now declined compared to a year ago for several months, helping improve affordability and keeping buyers engaged despite ongoing cost challenges.

Fewer investors are competing for homes in today’s market. Investor purchases recently fell to their lowest level in several years, potentially creating more opportunities for buyers looking to purchase a home for themselves.

The housing market continues to find balance as inventory improves and buyer demand remains steady. Homes are selling at a pace similar to last year, showing that buyers are still actively pursuing homeownership when the right opportunity comes along.

More realistic pricing is helping support market activity. Rather than making price reductions later, many sellers are adjusting expectations upfront, creating a smoother experience for both buyers and sellers.

Financing conditions have shown signs of improvement this spring. Credit availability has expanded and mortgage demand has remained resilient, helping support a healthy level of activity as we move into summer.

DID YOU KNOW?...Investor home purchases recently fell to their lowest level since 2020. With fewer investors competing for available homes, some buyers may find less competition and more opportunities in today’s market.

Freddie Mac’s latest Primary Mortgage Market Survey shows mortgage rates remaining elevated but generally stable in recent weeks. While affordability remains an important consideration for many buyers, recent rate consistency is helping support steady housing activity as the summer market begins. Remember, mortgage rates can be extremely volatile, so check with your mortgage professional for the most up-to-the-minute information.

If you're planning to buy this summer, focus on what matters most to you in a home and be prepared when the right opportunity appears. With more inventory available, you may have a better chance of finding a home that fits both your needs and your budget.

Today's buyers have more options than they did a year ago, which makes preparation especially important. Pricing your home appropriately, making small repairs, and ensuring it shows well can help attract serious buyers and create a smoother path to closing.