This was sent to you because of your relationship with Jeri Knapp. The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice or a commitment to lend. Although the material is deemed to be accurate and reliable, there is no guarantee of its accuracy. The material contained in this message is the property of HomeTrust Mortgage and cannot be reproduced for any use without prior written consent. This is for informational purposes only. Programs are subject to change. Some Loan Programs may not be combined with others. Not all applicants will qualify. This is not an offer to lend. Contact HomeTrust Mortgage to learn more about mortgage program eligibility. HomeTrust Mortgage NMLS# 149932, Company Phone: 713.369.4000. Branch NMLS# 317312.