The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice, or a commitment to lend. Although the material is deemed to be accurate and reliable, there is no guarantee of its accuracy. The material does not represent the opinion of Wintrust Mortgage. © 2025 Media Center, LLC. All rights reserved. This is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. All approvals are subject to underwriting guidelines. Program rates, terms, and conditions are subject to change at any time. Wintrust Mortgage is a division of Barrington Bank & Trust, N.A., a Wintrust Community Bank NMLS #449042